A boutique payment technology consultancy — built by veterans, for the institutions that move money across the Middle East.
Our experience spans building national payment networks, domestic card schemes, legacy stack migrations, e-commerce platforms, cloud biometrics, and more. We identified gaps in the market that nobody was filling properly, so we built GenPay to fill them.
We sit with each client, understand their reality, and assemble the right solution from proven building blocks. Like Lego: every piece is tested, but the structure is unique to you.
We design it. We build it. We guarantee it works.
Built and operated payment infrastructure at the national level across multiple countries.
Designed and launched domestic card schemes from the ground up.
Migrated banks from aging payment stacks to modern platforms — without downtime.
Introduced digital payment acceptance across online, mobile, and in-store channels.
No affiliations, no quotas. We recommend what is right for you.
ISO 8583 micro integrator — POS concentration, system bridging, real-time transaction interception.
REST/API integrations — connect modern services to legacy backends without touching the core.
Batch and file-based integrations — clearing, settlement, reconciliation across IPM, Base II, SVBO.
Intercepted data feeds AI engines for merchant analytics, fraud detection, predictive settlement, and cross-sell recommendations.
Understand the client needs, architect the right solution, and present it in their language.
Design and deploy to fit local infrastructure, regulations, and data sovereignty rules.
Day-to-day operations, monitoring, and optimization by payment-industry professionals.
Multi-tier production support and database administration — local, responsive, expert.
Governance, architecture review, and solution design for every new project — done right the first time.
Roadmap planning, budget optimization, vendor evaluation — CTO-level guidance without the headcount.
Industry-expert PMs who understand payment products, not just ticket queues.
Project governance, risk management, and delivery oversight for payment transformation programs.
Test strategy, automation, certification testing, and quality assurance for payment systems.
Payment software vendors build one deployment model and push it everywhere. They do not customize for the regulatory, geopolitical, and infrastructure realities that vary country by country across the Middle East.
Banks face wildly different constraints. Some countries restrict hosting to specific cloud providers. Others require fully on-prem. And in a region where data centers can be targeted in conflicts and undersea cables can be cut, business continuity planning is not theoretical — it is existential.
GenPay is vendor-agnostic. We partner with cherry-picked infrastructure providers and design the architecture that fits each client specific reality. We build it, operate it, and guarantee it works.
No AWS, no GCP. We architect for the providers that are permitted.
Limited cloud options. We design hybrid architectures within regulatory boundaries.
No cross-border hosting. Fully sovereign deployments with conflict-aware DR.
Secondary sites in stable jurisdictions. Cable-cut resilience. Conflict-aware failover.
Generative Payment Technologies LLC
Sharjah Media City (SHAMS)
Sharjah, UAE
License No. 2541822.01
genpay.tech